You're extremely naive, Wah. I guess you're not familiar with the concept of "socialism" in our democratic "government." (I used "gubmint" to hint at the ignorance of your ilk). Examples of "socialism" are public schools (I'm sure a product of a private school?), are fire and police forces, public libraries, public infrastructure (bridges, roads, water and sewer systems, trash removal, public parks, municipal power, social security, medicare, .. . want me go on? "Personal responsibility" is a favorite term from the alt-right, who seldom exercise it themselves (see: Trump). It's a classic fallacious argument of "scapegoating" . . "Description: Unfairly blaming an unpopular person or group of people for a problem or a person or group that is an easy target for such blame." "Personal responsibility" only goes as far as one is "able" (financially, intelligently, opportunity, healthwise) to go.
But thanks for your personal attack and "dumb" argument. Fail. :o)
https://www.acslaw.org/acsblog/the-problem-with-personal-responsibility/
https://www.dailykos.com/stories/2006/1/8/176868/-